Expand Your Real Estate Empire With a Stated Income Loan

stated-incomeReal estate is one of the most lucrative investments in existence, but purchasing it can be difficult. Real estate ventures require a vast amount of capital, and securing this capital from the bank is nearly impossible without a spotless credit report. That is why Capital Addition Finance offers stated income commercial real estate loans to businesses and individuals from all backgrounds. Unlike traditional real estate loans, a stated income loan bases its loan criteria on the profitability of the property. If the property is likely to generate enough revenue to repay the loan, the chances of approval will dramatically increase.

Benefits of Our Stated Income Commercial Real Estate Loans

Our loans can be used to purchase a variety of property types, and you are not required to reside on or near your property. Capital Addition Finance offers loan amounts of up to $5,000,000, and your loan can be used to purchase or refinance a property. Almost all commercial properties are accepted, and our loans offer the following benefits.

  • Fixed rates
  • Quick closing times
  • Repayment terms of up to 25 years

In order to qualify for a loan, you must present a W-2 or proof of self-employment. You must also have a credit score of 600 or above.

Disperse Your Funds as You Please

At Capital Addition Finance, we believe that investors know the best way to disperse their funds. That is why our loans can be used for the following real estate purposes.

  • Property improvements
  • Working capital
  • Purchase of a property
  • Debt consolidation
  • Refinancing

Refinancing is a great idea if you have recently acquired a variable-rate or high-interest mortgage. This is one of the most popular uses of our stated income loans.

A Trustworthy Source of Capital

In order to acquire your next property, you will need a trustworthy and reliable source of capital. Capital Addition Finance wants to provide you with this capital. Contact one of our real estate professionals to learn more about your options.