Entrepreneurs are not strangers to small business loans in Houston, TX. SCORE, UH SBDC, NAWBO, and other local organization hold classes and workshops about what to look for when applying for small business loans in Houston, TX. At Capital Addition Finance, we act as an extension of those classes by providing the best small business loans in the Houston area. Small business loans from Capital Addition Finance help local entrepreneurs with:

  • Getting access to working capital
  • Financing equipment
  • Purchasing large fixed assets
  • Commercial real estate transactions such as acquisitions, renovations, and refinancing
  • consolidating and restructuring existing business debt

SBA 7a Loans In Houston, TX

SBA 7a loans from Capital Addition Finance provides the versatility that Houston area businesses need. SBA 7a loans are some of the most popular lending programs in Houston, TX because they give local entrepreneurs access to everything from working capital for growth projects on up to commercial real estate financing.

To qualify for our SBA 7a small business loans in Houston, TX, entrepreneurs must meet the following requirements:

  • Manufacturing businesses in Houston, TX must bring in less than $6 million annually
  • Retail and service industry businesses must employ 500 people or less

On the commercial real estate side of our SBA 7a loan program, Houston-based business owners can use our small business loans for a wide range of properties, including:

  • Retail stores and shopping centers
  • Office space
  • Hotels
  • Warehouses
  • Automotive repair shops
  • Self storage
  • Childcare facilities
  • Mobile home parks

SBA 504 Small business Loans For Houston, TX Entrepreneurs

Capital Addition Finance offers SBA 504 loans in Houston, TX. Our SBA 504 small business loans feature a number of benefits for Houston area entrepreneurs, including:

  • Financing for business projects up to $12 million
  • Full amortizations
  • LTV up to 90 percent on business equipment purchases
  • LTV up to 80 percent on commercial real estate transactions
  • The most favorable rates in Houston, TX

SBA 504 loans in Houston, TX can help small business owners with growth projects, such as:

  • Purchasing commercial real estate in Houston, TX
  • Construction on commercial properties in Houston, TX
  • Purchasing equipment, vehicles, and other large assets

Small Business Loans in Houston From Capital Addition Finance

Many small business owners believe that the SBA is a lending institution. The SBA provides the guidelines for small business loans, leaving Houston area lenders to process the requests. However, traditional lending institutions have their own time tables and chains of command, which can greatly slow down the loan process. To fix this, the SBA has designated certain lenders as “Preferred Financial Services” companies. Capital Addition Finance is proud to be one of the few commercial organization to hold this title. For Houston area businesses who use our services, this title means we can fast track SBA loan requests to expedite approvals and the disbursal of funds. We also have the ability to get the most competitive rates in Houston, TX.

If you are looking for the best small business loans in Houston, TX, contact the experts at Capital Addition Finance.